The cost for your first appointment and basal diagnostics is paid for by your health insurance. This applies to married and unmarried couples. Before there will be any additional cost for you, the doctors will inform you.
Statutory health insurance
Statutory health insurances will pay for 50% of your treatment expenses if
- The couple is married
- The woman isn’t younger than 25 and not older than 40 years of age
- The partner is over 25 and not older than 50
As a general rule 50% of our fees are paid for the total of 3 IUI (intrauterine inseminations) and 3 IVF or ICSI-cycles. The doctors will prepare a written treatment plan for you, containing the estimated costs. This plan has to be approved by your insurance company.
After the birth of a child following IVF, the insurance companies will again pay 50% of 3 IUI, IVF or ICSI cycles.
If assisted reproduction results in a pregnancy with miscarriage, just the next 2 cycles will be paid for to the extent of 50%.
Private or personal health insurance
As a general rule your private insurance will pay for your complete treatment if
- The reason for infertility problems lies within the person, who is the holder of this personal insurance
- A written application for the individual treatment is forwarded to the insurance company by the doctors in advance.
The couple don’t have to be married. The number of treatment cycles, which the insurance will pay for is different from company to company.
If one partner is the holder of a personal, the other of a statutory (compulsory) health insurance and the reasons for infertility can’t be attributed to any of the partners, both insurances will receive applications for coverage of the cost of your treatment in our clinic.